In the event of pollution resulting from a covered peril, how long must the insured notify the insurer?

The requirement for the insured to notify the insurer in the event of pollution resulting from a covered peril is typically set at 180 days. This timeline is designed to ensure that the insurer has adequate time to assess the situation and begin the necessary investigation and claim process. Notifying the insurer within this period is crucial because it allows them to manage the claim effectively and helps to ensure that coverage is not jeopardized by delay.

Timely notification is essential in the insurance industry, particularly for pollution claims, as these can be complex and may require thorough investigation and evaluation of damages. Furthermore, regulatory and legal considerations may also necessitate prompt reporting to ensure compliance with environmental laws and standards. The 180-day period strikes a balance between allowing the insured ample time to gather information and ensuring that the insurer can act swiftly on the claim.