What is one of the primary duties of an adjuster in relation to flood claims?

One of the primary duties of an adjuster in relation to flood claims is to determine the general conditions of flooding. This involves assessing the extent and nature of the flood damage, which helps in evaluating the claim accurately. The adjuster needs to understand how the flooding occurred, the areas affected, and the impacts on the property in question. This assessment is crucial in determining coverage under the policy and the amount of loss that the insured may be entitled to.

Understanding general conditions of flooding also helps the adjuster communicate relevant findings with the insurance company, ensuring claims are processed in line with the policy terms. This duty is fundamental because it forms the basis for all further actions, including estimating repair costs and ensuring that the claims process remains fair and compliant with insurance regulations.