Which of the following is NOT covered under HO Liability exclusions?

The option regarding the loss of rental income is not typically addressed under the liability exclusions of a Homeowners Insurance policy (HO). Homeowners policies primarily provide liability coverage for bodily injury or property damage to third parties due to actions or negligence on the part of the insured.

Loss of rental income generally falls under a different type of coverage, usually related to property insurance rather than liability. Homeowners policies can provide coverage for lost rental income in specific circumstances, such as when the property becomes uninhabitable due to a covered event. However, this coverage is often distinct and not categorized as liability coverage.

The other options reflect common exclusions found in liability policies. Intentional acts are excluded because liability insurance does not cover damages that the insured intended to cause. Damage to the insured's own property is excluded from liability coverage since it typically aims to protect against claims made by others rather than the insured’s own losses. Similarly, work-related accidents are often excluded as they fall under workers’ compensation coverage, which handles such incidents in a specific manner. Thus, the exclusion of loss of rental income is consistent with the overall framework of homeowners liability coverage.