Which type of loss does the broad form of farm insurance include that the basic form does not?

The broad form of farm insurance expands coverage compared to the basic form by including more specific risks that are not covered under the basic policy. One key loss covered by the broad form is the weight of ice and snow. This type of coverage recognizes the potential damage that can be caused by heavy snowfall or ice accumulation, which can lead to structural damage to buildings and other farm property.

In contrast, the basic form typically covers more common risks such as fire and vandalism but does not provide specialized coverage for losses related to the weight of ice and snow. This distinction makes the broad form more comprehensive, offering better protection for farm operators who may experience such weather-related losses.

Vandalism, fire, and natural disasters are generally covered under both the basic and broad forms, making them less distinctive in terms of the additional protections that the broad form offers. Thus, the inclusion of weight of ice and snow in the broad form highlights its advantage in providing more extensive coverage relevant to specific potential farm losses.